
Fund managers, ethics, green issues and sustainability
The impact of both Brexit and the Covid 19 pandemic have given us all time to reflect on...
International financial planning advisers* to the English speaking expatriate ( expat ) community in Spain. All our advisers live in Spain, are experienced and qualified. Our team of advisers is based in and around a number of major centres:
Fund managers, ethics, green issues and sustainability
The impact of both Brexit and the Covid 19 pandemic have given us all time to reflect on...
Many people view cash as a safe investment because they’re not exposing their money to any direct stock-market...
Claiming your UK State Pension whilst living in Spain/EEA
Perhaps the most common questions I have been receiving since Brexit was agreed are in respect of UK...
Prochaines échéances fiscales et guide 2021 des impôts en Espagne
Que vous viviez en Espagne depuis de nombreuses années ou que vous soyez un nouvel arrivant, vous êtes...
New Spanish bank charges post-Brexit
If you bank with Sabadell, you may well have noticed that they are charging you for transfers in...
What are investors doing with their cash? Last year, Quilter, a British multinational wealth management company, conducted research* with...
Is it necessary to have a Spanish will and a British will?
Dying without a will can have serious consequences for the people you care about, making it hard (or...
Domicile re-visited – has Brexit had an impact?
This article is aimed at those living in Andalucia, but also applies to the rest of Spain and...
Document pour mieux préparer son décès
Document pour mieux préparer son décès Benjamin Franklin disait: “En ce monde rien n’est certain, à part la mort...
Currency Exchange and the benefits of using a specialist provider
Relying on a bank to transfer currency is an expensive option. Currency transfer specialists provide competitive terms, secure,...
Financial and Retirement Planning – Cash flow Modelling
Many people seek financial advice, or financial planning, but if you asked them what they would like to...
UK pension consolidation living in Spain
Now more than ever, with the UK leaving the EU, if you have a UK pension/pensions you will...
The synergies achieved by working within a group environment allow our advisers to draw on considerable and varied expertise to enhance the service offered to our clients. Our role is to create and provide financial planning solutions for expatriates and foreign residents in Spain.
Our internationally qualified, professional advisers are readily available to make certain you receive the best possible advice and superb service, bringing you peace of mind for the following areas: Qualifying Recognised Overseas Pension Schemes (QROPS) – Life Insurance Spain – Investment Advice in Spain – Mortgages in Spain – Pension planning in Spain – etc.
* All financial planning advice is provided using and within Insurance contracts that are highly tax efficient in Spain. Investment Management services within the Insurance Contracts are provided by Investment Management Institutions. Spectrum’s role is to provide the Insurance Intermediation advice and to assist clients in their choice of Investment Management Institution.
The Spectrum IFA Group member, Baskerville Advisers S.L., is an authorised insurance brokerage operating throughout Spain. The Development Director for Spain [based in Barcelona] is Jonathan Goodman. Tel +34 93 665 8596 Mob +34 609 768 359 jonathan.goodman@spectrum-ifa.com
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