New Spanish tax rules for UK ISAs and investment funds
Brexit increases tax woes for UK nationals living in Spain Slowly but surely, the impact of the United Kingdom’s...
Deal or no deal,
International financial planning advisers* to the English speaking expatriate ( expat ) community in Spain. All our advisers live in Spain, are experienced and qualified. Our team of advisers is based in and around a number of major centres:
Latest Financial News for Expats in Spain
More Spanish residents to pay wealth tax
Valencia reduces allowance with more people having to pay the Impuesto Sobre el Patrimonio Further to my article from last...
The UK tends to rely on income and inheritance taxes to generate revenue, but countries such as Spain...
Property Rental Income in Spain
For a Spanish Resident, property rental income can be incredibly tax efficient It is commonplace to overhear conversations or...
The Times They Are a-Changin' (Bob Dylan:1964) With the first three months of the year having seemingly whizzed by,...
Are you self employed in Spain – What expenses can you claim?
I find people are not always aware of what they can and can’t claim back as expenses in...
Spanish CGT on UK Principal Residences
New residents in Spain wanting to sell their home in the UK, face a small but perhaps very...
Spain’s Golden and Non-Lucrative Visas
Prior to Brexit, British residents had the freedom to live, work and travel anywhere in the EU, subject...
I’m moving to Spain – When should I take financial advice?
Brexit removed the previous rules pertaining to “Freedom of movement, goods and services within the EU”. Those who...
As new investment types become more popular, people generally get in touch with me about them. That is...
Fund managers, ethics, green issues and sustainability
The impact of both Brexit and the Covid 19 pandemic have given us all time to reflect on...
Many people view cash as a safe investment because they’re not exposing their money to any direct stock-market...
The synergies achieved by working within a group environment allow our advisers to draw on considerable and varied expertise to enhance the service offered to our clients. Our role is to create and provide financial planning solutions for expatriates and foreign residents in Spain.
Our internationally qualified, professional advisers are readily available to make certain you receive the best possible advice and superb service, bringing you peace of mind for the following areas: Qualifying Recognised Overseas Pension Schemes (QROPS) – Life Insurance Spain – Investment Advice in Spain – Mortgages in Spain – Pension planning in Spain – etc.
* All financial planning advice is provided using and within Insurance contracts that are highly tax efficient in Spain. Investment Management services within the Insurance Contracts are provided by Investment Management Institutions. Spectrum’s role is to provide the Insurance Intermediation advice and to assist clients in their choice of Investment Management Institution.
The Spectrum IFA Group member, Baskerville Advisers S.L., is an authorised insurance brokerage operating throughout Spain. The Development Director for Spain [based in Barcelona] is Jonathan Goodman. Tel +34 93 665 8596 Mob +34 609 768 359 jonathan.goodman@spectrum-ifa.com
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