UK pensions and investments after BREXIT
After several years of uncertainty, the UK has now fully left the EU and whilst many of us...
Deal or no deal,
are your investments ‘Brexit Proof’ ?
Latest Financial News for Expats in Europe
Fund managers, ethics, green issues and sustainability
The impact of both Brexit and the Covid 19 pandemic have given us all time to reflect on...
Many people view cash as a safe investment because they’re not exposing their money to any direct stock-market...
Claiming your UK State Pension whilst living in Spain/EEA
Perhaps the most common questions I have been receiving since Brexit was agreed are in respect of UK...
Prochaines échéances fiscales et guide 2021 des impôts en Espagne
Que vous viviez en Espagne depuis de nombreuses années ou que vous soyez un nouvel arrivant, vous êtes...
New Spanish bank charges post-Brexit
If you bank with Sabadell, you may well have noticed that they are charging you for transfers in...
Do you have overseas assets and are living in Italy?
I thought I would write about the colour yellow in this E-zine. I never...
What are investors doing with their cash? Last year, Quilter, a British multinational wealth management company, conducted research* with...
Is it necessary to have a Spanish will and a British will?
Dying without a will can have serious consequences for the people you care about, making it hard (or...
Domicile re-visited – has Brexit had an impact?
This article is aimed at those living in Andalucia, but also applies to the rest of Spain and...
Document pour mieux préparer son décès
Document pour mieux préparer son décès Benjamin Franklin disait: “En ce monde rien n’est certain, à part la mort...
Do you have investments in the UK?
Time for a closer look at foreign portfolios In one of my articles last year I looked into the...
Currency Exchange and the benefits of using a specialist provider
Relying on a bank to transfer currency is an expensive option. Currency transfer specialists provide competitive terms, secure,...
Financial and Retirement Planning – Cash flow Modelling
Many people seek financial advice, or financial planning, but if you asked them what they would like to...
UK pension consolidation living in Spain
Now more than ever, with the UK leaving the EU, if you have a UK pension/pensions you will...
The Spectrum IFA Group provides specialist financial advice to expatriates across Europe. Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.
We are here to help
In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.
At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
