Do I need a different Will as an expat living in Italy?
Here I am again after a recent trip to the UK. I am pretty sure the whole affair...
Deal or no deal,
are your investments ‘Brexit Proof’ ?
Latest Financial News for Expats in Europe
Can I keep my UK ISA living in Spain?
As explained on the UK government website, you can keep your UK ISA open if you move abroad....
In this article I want to explore trust in business, although the two in the title have always...
I hope you are all well; so far so good in getting back to a ‘normal world’ but...
Holiday rental owners in Italy
It would seem that governments really do exploit disruptive / destructive events to tighten the tax net on...
If you are resident in Italy, or planning to move here, it is important to complete a review...
We are undeniably in full swing after the Italian summer. Almost everything seems to be operating on a...
Tax Efficient Investments Malta
This week, Craig Welsh celebrates 15 years as a Spectrum adviser. Craig started out in the Netherlands, still looks...
Italy – 300,000 tax disputes, trusts and 7% tax regime
First, let’s start with some good news. It was recently announced that the number of outstanding tax disputes...
Working Life vs Life Savings When Living in Spain
Having worked hard for our money it is often the case that we forget...
As many of you know, in 2015 the European Succession Regulation came into force. Sometimes known as ‘Brussels...
Minimising exposure to tax in Spain
Probably the most burning issue here on the Costa del Sol for expatriates is minimising exposure to Spanish...
The Spectrum IFA opens it’s Malta office
The Spectrum IFA Group recently announced its arrival in Malta, opening...
Well, another summer has passed and contrary to my previous article I have decided not to become a...
UK pensions and tax treatment in France
I have had several queries over the last few months about...
The Spectrum IFA Group provides specialist financial advice to expatriates across Europe. Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.
We are here to help
In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.
At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
