Are you a UK IFA with Clients Living in Europe ?
ARE YOU UNABLE TO SERVICE THESE CLIENTS POST BREXIT? At The Spectrum IFA Group we...
Deal or no deal,
are your investments ‘Brexit Proof’ ?
Latest Financial News for Expats in Europe
Est-il préférable de rembourser votre prêt ou d’investir?
Vous avez reçu un don, un héritage, un bonus ou avez accumulé de l’épargne sur vos comptes et...
We don’t have a crystal ball but we know how to prepare for the unknown
For most of 2020, nobody in France has been able to escape the misery of the daily Virus...
Investment income taxation in Italy
This should be easy, shouldn’t it? Everything gets taxed at 26% - dividends, interest and capital gains. However,...
How much tax do you pay in France?
It’s strange to think that this time last year I was in Quebec with my husband and children....
Do I need a residence permit or driving licence in France?
Like it or not, Britain formally left the UK on the 31st January 2020. Since then we have...
The recovery of stock markets cannot be ignored
Apart from the uncertainty of whether or not you will still be able to use your UK bank...
If you’re reading this, you may well already own a property in Italy – in which case, you’ll...
Should I transfer my UK Pensions if I’m living in France?
I live in France but have pensions in the UK. Should I transfer them to a QROPS, an...
Are you au fait with Exchange Rates?
Welcome to the sixth edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’. The Covid-19 pandemic is still...
Taxe Foncière – Do you qualify for exemption?
Although it hasn’t felt like it, because we have had such gloriously warm and sunny September, autumn is...
The 21st annual International Investment Awards 2020
International Investment announced six new categories as part of a relaunched...
New registration procedure for residents (TIE)
Well, summer is well and truly over. After a scorching few months, which at times was unbearable, we´re...
How is my UK Pension taxed in Italy?
There is nothing like a cold snap to focus the mind and it certainly arrived with a bang...
Comment prendre sa retraite à 50 ans?
Qui n'a pas rêvé un jour de pouvoir arrêter de travailler avant l'âge légal de la retraite? 50,...
The Spectrum IFA Group provides specialist financial advice to expatriates across Europe. Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.
We are here to help
In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.
At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
