In answer to the question of where do you put your money for maximum tax efficiency, an assurance...
Deal or no deal,
are your investments ‘Brexit Proof’ ?
Latest Financial News for Expats in Europe
There is more to (investment) life than the FTSE100
Dependence on the UK stockmarket has damaged wealth In the last 5 months, life has not been easy. We...
After the results from the UK's General Election, it seems we are closer to Brexit than ever before,...
Tax break for pensioners moving to Italy
Anyone like the sound of living in Italy and paying only 7% tax? Generally speaking, if you are contemplating...
I´ve been playing around with this article during the past few days, trying to fill in some spare...
UK Inheritance Tax and Spanish Succession Tax
Much has been written and said on this subject, particularly in many of a 19th hole....
How to avoid Spanish taxes on your UK property and investments
Being tax resident in Spain is not your choice once you have made the initial decision to...
UK State Pension & Voluntary Contributions
This guide is compiled to help you find out more about...
Investments in the current climate
Welcome to the fourth edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’. Last month we focused on...
Discussing how to deal with “life after death” with loved ones is not an easy topic for most...
What type of recovery do we foresee?
The days are long and sunny and lots of people are looking forward to beginning their life in...
Any change, even a change for the better, is always accompanied by drawbacks and discomforts - Arnold Bennett - Will...
Now as we enter phase 3,are we just beginning to get back to a different version of normality?...
Getting residency in Italy before Brexit
In this E-zine I am going to provide anyone who is still wondering about residency in Italy, before...
What is the point of having money?
The point of having money is personal to you. Looking after your money should always start with your...
The Spectrum IFA Group provides specialist financial advice to expatriates across Europe. Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.
We are here to help
In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.
At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
