
I meet many clients who are originally from the UK and hold Premium Bonds. In this article I...
I meet many clients who are originally from the UK and hold Premium Bonds. In this article I...
Does it have to be different and what are the nuances in terms of goals, investment outlook and...
As many of you know, in 2015 the European Succession Regulation came into force. Sometimes known as ‘Brussels...
UK pensions and tax treatment in France
I have had several queries over the last few months about...
Following the summer break, welcome to the latest edition of our newsletter “Spectrum in Occitanie, Finance in Focus”...
The tax and legal systems in France
There are lots of reasons to love France … … but the legal and tax systems aren’t high on...
The Celtic Golf Society – Brittany
The Celtic Golf Society Domaine des Ormes, Brittany Friday 11 June Michael Doyle of The Spectrum IFA Group sponsored today’s event. The...
French Tax declarations in June – Trusts & Wealth Tax
Oh what a month of May! So despite the old adage of being able to do as we...
Inheritance Planning and French Residency
Welcome to the latest edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’, brought to you by...
Tax in France – what needs to be declared
No-one needs reminding that 2020 was a year like no other. Our lives were changed in many ways...
Are you a French tax resident who owns a house in the UK?
UK Property Matters I thought I would write this month about the topic I am asked most frequently about...
The right to make mistakes There is an expression in France which goes “In May, do what pleases you”...
If you are an expat in France your financial planning will need to meet your personal requirements within the very specific French tax and legal frameworks. Our internationally qualified, professional advisers are readily available to make certain you receive expert advice and superb service, bringing you peace of mind. A very important part of this service is to provide ongoing advice. This longer term approach means that you will continue to know that you will be in good financial shape even if your circumstances change, the tax laws change (which happens often) or simply if economic conditions change.
Whether you want to simply know the benefits of an Assurance Vie or QROPS (Qualifying Overseas Retirement Pension Scheme) currency issues or have more complicated matters you wish to discuss such as Residency or Inheritance tax in France and how it interacts with UK Inheritance Tax, contact one of our advisers to find out more.
We have offices and teams of experienced advisers based in and around a number of major centres throughout France:
Paris | Brittany & Normandy | Pays de la Loire & Centre | Poitou Charentes, Limousin & Aquitaine | Midi Pyrenees & Languedoc Roussillon | Provence Alpes & Cote d’Azur | Burgundy, Comte & Rhone-Alpes
Brexit created a number of well-documented issues for expatriates living in the EU.
Financial planning and wealth management were impacted heavily as the Withdrawal Agreement excluded financial services and specifically the passporting of advisory licences between the UK and EU. This means that many UK based advisers and institutions are no longer able to engage with clients living in the EU.
The Spectrum IFA Group is licensed across the entire EEA and can ensure that your finances are ‘Brexit-proof’, through access to secure, locally authorised, tax-efficient investment solutions.
In countries such as France, Spain, Italy, Luxembourg, Portugal and Malta, you have access to many flexible investment options backed by some of the UK’s largest and most well known financial institutions.
These products, issued from Dublin or Luxembourg, are both EU regulated and highly tax efficient. One of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Similarly tax efficient products, designed for expatriates, are available to Italian, Spanish, Portuguese and Maltese residents.
As a result, you can still invest with companies whose names you know and trust, whilst ensuring compliance and tax-efficiency in the country you now call home.