
Looking back at 2020, looking forward to 2021
Welcome to the 8th edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’, brought to you by...
Looking back at 2020, looking forward to 2021
Welcome to the 8th edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’, brought to you by...
Welcome to the seventh edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’, brought to you by...
Are you a UK IFA with Clients Living in Europe ?
ARE YOU UNABLE TO SERVICE THESE CLIENTS POST BREXIT? At The Spectrum IFA Group we...
We don’t have a crystal ball but we know how to prepare for the unknown
For most of 2020, nobody in France has been able to escape the misery of the daily Virus...
How much tax do you pay in France?
It’s strange to think that this time last year I was in Quebec with my husband and children....
Do I need a residence permit or driving licence in France?
Like it or not, Britain formally left the UK on the 31st January 2020. Since then we have...
Should I transfer my UK Pensions if I’m living in France?
I live in France but have pensions in the UK. Should I transfer them to a QROPS, an...
Are you au fait with Exchange Rates?
Welcome to the sixth edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’. The Covid-19 pandemic is still...
Taxe Foncière – Do you qualify for exemption?
Although it hasn’t felt like it, because we have had such gloriously warm and sunny September, autumn is...
The 21st annual International Investment Awards 2020
International Investment announced six new categories as part of a relaunched...
In answer to the question of where do you put your money for maximum tax efficiency, an assurance...
Investments in the current climate
Welcome to the fourth edition of our newsletter ‘Spectrum in Occitanie, Finance in Focus’. Last month we focused on...
If you are an expat in France your financial planning will need to meet your personal requirements within the very specific French tax and legal frameworks. Our internationally qualified, professional advisers are readily available to make certain you receive expert advice and superb service, bringing you peace of mind. A very important part of this service is to provide ongoing advice. This longer term approach means that you will continue to know that you will be in good financial shape even if your circumstances change, the tax laws change (which happens often) or simply if economic conditions change.
Whether you want to simply know the benefits of an Assurance Vie or QROPS (Qualifying Overseas Retirement Pension Scheme) currency issues or have more complicated matters you wish to discuss such as Residency or Inheritance tax in France and how it interacts with UK Inheritance Tax, contact one of our advisers to find out more.
We have offices and teams of experienced advisers based in and around a number of major centres throughout France:
Paris | Brittany & Normandy | Pays de la Loire & Centre | Poitou Charentes, Limousin & Aquitaine | Midi Pyrenees & Languedoc Roussillon | Provence Alpes & Cote d’Azur | Burgundy, Comte & Rhone-Alpes
The UK left the EU on the 31st January 2020. There follows a transition period which will end on the 31st December 2020. Trading arrangements and citizens’ rights agreements will be negotiated during this time. Until the 31st December 2020 the UK and its citizens are still subject to existing EU benefits, rules and regulations.
However, if you live in France, Spain, Luxembourg or Belgium, did you know that you have access to secure, tax-efficient, locally authorised investment solutions backed by some of the UK’s largest and most well known financial institutions.
These products, issued from the safety of Dublin, are both EU regulated and highly tax efficient. For example, one of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Another offers a Branch 23 product, which is similarly tax efficient in Belgium. Both companies offer tax efficient solutions for Spanish residents.
As a result, when the transition period ends (with or without trade agreements), you can still invest with companies whose names you know and trust, in a tax efficient manner, in the country you now call home.