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Love it or hate it seems to be the approach to...
Bitcoin in your investment portfolio – what is Bitcoin, how to use it and what it will do
Love it or hate it seems to be the approach to...
Form D6, Modelo 720, Declaracion de la Renta and Wealth Tax reporting dates
Whether you have lived in Spain for a while, or are new and trying to understand when you...
Are you and your investments adapting to change?
It is not the strongest of the species that survives, nor the most intelligent that survives. It is...
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ESG investing is now a mainstream type of investing and a useful part of a portfolio. But what...
Approximately 45% of people living in Spain contribute to a private pension. For someone who is from another...
With all that has been happening this year, it could well have slipped many people by that significant...
Are you a UK IFA with Clients Living in Europe ?
ARE YOU UNABLE TO SERVICE THESE CLIENTS POST BREXIT? At The Spectrum IFA Group we...
Est-il préférable de rembourser votre prêt ou d’investir?
Vous avez reçu un don, un héritage, un bonus ou avez accumulé de l’épargne sur vos comptes et...
The recovery of stock markets cannot be ignored
Apart from the uncertainty of whether or not you will still be able to use your UK bank...
The 21st annual International Investment Awards 2020
International Investment announced six new categories as part of a relaunched...
New registration procedure for residents (TIE)
Well, summer is well and truly over. After a scorching few months, which at times was unbearable, we´re...
Comment prendre sa retraite à 50 ans?
Qui n'a pas rêvé un jour de pouvoir arrêter de travailler avant l'âge légal de la retraite? 50,...
International financial planning advisers* to the English speaking expatriate ( expat ) community in Spain.
All our advisers live in Spain, are experienced and qualified.
Our team of advisers is based in and around a number of major centres:
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The synergies achieved by working within a group environment allow our advisers to draw on considerable and varied expertise to enhance the service offered to our clients. Our role is to create and provide financial planning solutions for expatriates and foreign residents in Spain.
Our internationally qualified, professional advisers are readily available to make certain you receive the best possible advice and superb service, bringing you peace of mind for the following areas: Qualifying Recognised Overseas Pension Schemes (QROPS) – Life Insurance Spain – Investment Advice in Spain – Mortgages in Spain – Pension planning in Spain.
* All financial planning advice is provided using and within Insurance contracts that are highly tax efficient in Spain. Investment Management services within the Insurance Contracts are provided by Investment Management Institutions. Spectrum’s role is to provide the Insurance Intermediation advice and to assist clients in their choice of Investment Management Institution.
The Spectrum IFA Group member, Baskerville Advisers S.L., is an authorised insurance brokerage operating throughout Spain. The Development Director for Spain [based in Barcelona] is Jonathan Goodman. Tel +34 93 665 8596 Mob +34 609 768 359 jonathan.goodman@spectrum-ifa.com
Or contact us directly through the form below:
The UK left the EU on the 31st January 2020. There follows a transition period which will end on the 31st December 2020. Trading arrangements and citizens’ rights agreements will be negotiated during this time. Until the 31st December 2020 the UK and its citizens are still subject to existing EU benefits, rules and regulations.
However, if you live in France, Spain, Luxembourg or Belgium, did you know that you have access to secure, tax-efficient, locally authorised investment solutions backed by some of the UK’s largest and most well known financial institutions.
These products, issued from the safety of Dublin, are both EU regulated and highly tax efficient. For example, one of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Another offers a Branch 23 product, which is similarly tax efficient in Belgium. Both companies offer tax efficient solutions for Spanish residents.
As a result, when the transition period ends (with or without trade agreements), you can still invest with companies whose names you know and trust, in a tax efficient manner, in the country you now call home.