Investing After a Stock Market Crash
The question on any investor’s lips at the moment is, ‘Will the stock markets crash again in the...
Latest Financial News for Expats in Spain
This is an article for those of us who live in Spain but will apply in every developed...
Atypical expat family living in Spain
Once upon a time there lived a British family in Southern Spain. I say British but in fact...
The start of a 'new' normality? We are lucky to live in the region of Valencia as Phase 1...
How long do you wait for things to improve?
16th March 2020 FTSE 100 - 4898.79 24th April 2020 FTSE 100 - 5750.94 Up 17.39% History has taught that after...
Long periods of growth in the world, followed by a creeping in of greed, have normally caused previous...
One of my favourite songs is, 'The Show Must Go On' by Queen, arguably one of...
Here we are starting the 5th week of lockdown in the Costa del Sol. What a surreal world...
Never has this expression been more relevant After we received the news the Lockdown here in Spain is due...
Feeling down about investments?
Take advantage of this great opportunity The last stockmarket crash was in September 2008. Here we are again. At...
How much do I need for a comfortable retirement?
How much money will I need in retirement? This is one of the most common questions I hear as...
A flight to safety, or an opportunity for investors?
I am as conscious as anybody with regard to the above virus and its potential impact and consequence....
International financial planning advisers* to the English speaking expatriate ( expat ) community in Spain.
All our advisers live in Spain, are experienced and qualified.
Our team of advisers is based in and around a number of major centres:
The synergies achieved by working within a group environment allow our advisers to draw on considerable and varied expertise to enhance the service offered to our clients. Our role is to create and provide financial planning solutions for expatriates and foreign residents in Spain.
Our internationally qualified, professional advisers are readily available to make certain you receive the best possible advice and superb service, bringing you peace of mind for the following areas: Qualifying Recognised Overseas Pension Schemes (QROPS) – Life Insurance Spain – Investment Advice in Spain – Mortgages in Spain – Pension planning in Spain – etc.
* All financial planning advice is provided using and within Insurance contracts that are highly tax efficient in Spain. Investment Management services within the Insurance Contracts are provided by Investment Management Institutions. Spectrum’s role is to provide the Insurance Intermediation advice and to assist clients in their choice of Investment Management Institution.
The Spectrum IFA Group member, Baskerville Advisers S.L., is an authorised insurance brokerage operating throughout Spain. The Development Director for Spain [based in Barcelona] is Jonathan Goodman. Tel +34 93 665 8596 Mob +34 609 768 359 jonathan.goodman@spectrum-ifa.com
Or contact us directly through the form below:
Deal or no deal, are your investments ‘Brexit Proof’ ?
The UK left the EU on the 31st January 2020. There follows a transition period which will end on the 31st December 2020. Trading arrangements and citizens’ rights agreements will be negotiated during this time. Until the 31st December 2020 the UK and its citizens are still subject to existing EU benefits, rules and regulations.
However, if you live in France, Spain, Luxembourg or Belgium, did you know that you have access to secure, tax-efficient, locally authorised investment solutions backed by some of the UK’s largest and most well known financial institutions.
These products, issued from the safety of Dublin, are both EU regulated and highly tax efficient. For example, one of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Another offers a Branch 23 product, which is similarly tax efficient in Belgium. Both companies offer tax efficient solutions for Spanish residents.
As a result, when the transition period ends (with or without trade agreements), you can still invest with companies whose names you know and trust, in a tax efficient manner, in the country you now call home.
