If you are considering a move to Spain, or have recently arrived, there are a few basic steps...
Latest Financial News for Expats in Spain
Tax threat: the consequences of CRS – The Spanish Situation
Unlike the UK non-dom or the Portuguese non-habituale tax rules, Spain does not have a specific tax offereing...
New QROPS tax charge for 2017 – Will this change after BREXIT?
In the Spring 2017 Budget, the UK government announced its intention to introduce a new 25% Overseas Transfer...
Tax in Spain can be a matter of opinion
In Spain, there can be a huge difference in what autonomous regions charge for income, capital gains, wealth,...
UK Investments & ISAs – Tax Treatment in Spain
With automatic exchange of financial information between most countries now standard practice, most of us already recognise the...
Taking a Lump Sum from your Pension when Resident in Spain
There are conflicting stories on how much lump sum/one off amount can you take from your pension if...
This is an introduction to the differences between the UK and Spanish tax systems and an introduction to...
Tax relief on Spanish charity donations
When you pay Spanish income tax while residing in Spain, you can qualify for tax relief on any...
Pension Commencement Lump Sum Tax in Spain – How does it work?
There are conflicting stories on how much lump sum/one off amount can you take from your pension if...
2018 Modelo 720 Reporting Time!
Just a reminder that time is running out for submitting your Modelo 720 declaration for 2018. The deadline...
Also originally known as ‘The Special Displaced Workers Regime’, The Beckham Law has been in place since it...
The risk scale, i.e. volatility of return, for general investment categories sorts investments from 1, least risk, to...
Independent financial planning advisers* to the English speaking expatriate ( expat ) community in Spain. All our advisers live in Spain, are experienced and qualified. Our team of advisers is based in and around a number of major centres:
The synergies achieved by working within a group environment allow our advisers to draw on considerable and varied expertise to enhance the service offered to our clients. Our role is to create and provide financial planning solutions for expatriates and foreign residents in Spain.
Our internationally qualified, professional advisers are readily available to make certain you receive the best possible advice and superb service, bringing you peace of mind for the following areas: Qualifying Recognised Overseas Pension Schemes (QROPS) – Life Insurance Spain – Investment Advice in Spain – Mortgages in Spain – Pension planning in Spain – etc.
* All financial planning advice is provided using and within Insurance contracts that are highly tax efficient in Spain. Investment Management services within the Insurance Contracts are provided by Investment Management Institutions. Spectrum’s role is to provide the Insurance Intermediation advice and to assist clients in their choice of Investment Management Institution.
The Spectrum IFA Group member, Baskerville Advisers S.L., is an authorised insurance brokerage operating throughout Spain. The Development Director for Spain [based in Barcelona] is Jonathan Goodman. Tel +34 93 665 8596 Mob +34 609 768 359 jonathan.goodman@spectrum-ifa.com
Or contact us directly through the form below: