Brexit created a number of well-documented issues for expatriates living in the EU.
Financial planning and wealth management were impacted heavily as the Withdrawal Agreement excluded financial services and specifically the passporting of advisory licences between the UK and EU. This means that many UK based advisers and institutions are no longer able to engage with clients living in the EU.
The Spectrum IFA Group is licensed across the entire EEA and can ensure that your finances are ‘Brexit-proof’, through access to secure, locally authorised, tax-efficient investment solutions.
In countries such as France, Spain, Italy, Luxembourg, Portugal and Malta, you have access to many flexible investment options backed by some of the UK’s largest and most well known financial institutions.
These products, issued from Dublin or Luxembourg, are both EU regulated and highly tax efficient. One of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Similarly tax efficient products, designed for expatriates, are available to Italian, Spanish, Portuguese and Maltese residents.
As a result, you can still invest with companies whose names you know and trust, whilst ensuring compliance and tax-efficiency in the country you now call home.
International Expat Financial Advice in Luxembourg
How our advisers in Luxembourg can help you as an expatriates with your financial planning. A Case Study: An expatriate, working and fiscally resident in Luxembourg is planning to retire to the South of France. Good retirement planning advice has taken this into account with the use of a Tax Efficient, French compliant Insurance product known as “Assurance Vie”. This allows the client to accumulate a retirement pool during their working life and also to enjoy significant tax advantages while taking benefits later on, when resident in France.
Michael Doyle
Tel + 352 691 128 026
michael.doyle@spectrum-ifa.com
David Evans
Tel + 352 621 187 867
david.evans@spectrum-ifa.com
David O’Donoghue
Tel + 352 621 522 511
david.odonoghue@spectrum-ifa.com
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TSG Insurance Services S.A.R.L.[Luxembourg Branch], is a branch of French Spectrum IFA Group member TSG Insurance Services S.A.R.L. an authorised brokerage with offices and teams of experienced advisers based throughout France. Contact our team in Luxembourg.
Our internationally qualified, professional advisers are readily available to make certain you receive the best possible advice and superb service, bringing you peace of mind.
