Brexit uncertainty and much more…
Brexit uncertainty, losing access to UK bank accounts, victims of mis-sold pension and investment plans, personal visits from...
Latest Financial News for Expats in Europe
96% of Spanish savings account pay 0.5% interest or less
96% of Spanish savings accounts pay 0.5% interest or less. However, the price of our weekly shop is...
Are you thinking of selling your UK property or have you sold one recently?
Some UK solicitors have failed to inform clients of changes in UK legislation from April 2015, resulting in...
Le Tour de Finance – Saumur 49400
The Le Tour de Finance roadshows give those either living in France, or in the process of moving...
To date, many organisations have submitted detailed responses to the European Commission’s (EC) draft PEPP Regulation, which was...
It surprises me that today I am still meeting with people who are blissfully unaware of the global...
The French Property Exhibition
The Spectrum IFA Group at The French Property Exhibition, Olympia London, 15th – 16th September 2018 The Spectrum IFA Group is...
Moving to, or living in Spain after Brexit – What do you need to do?
If you have been living in Spain lawfully for at least five years, you will be able to...
Life assurance investment policies and Brexit
Is the uncertainty over Brexit causing you uncertainty over whether to stay in France or not? Whichever side...
Inheritance Planning in France
Despite the importance of making sure one’s affairs are in order for the inevitability of our demise, very...
Tips on Moving to Spain before Brexit
With the UK likely to leave the EU in 2019, many people are making the move and leaving...
If you are considering a move to Spain, or have recently arrived, there are a few basic steps...
Should I make a tax return? If so, why?
By Peter Brooke & Patrick Maflin of Marine Accounts Understanding tax liability is still a big issue for yacht...
The Importance of having a Local Financial Adviser
Moving to another country is one of the biggest decisions that anyone is likely to make, especially to...
Tax threat: the consequences of CRS – The Spanish Situation
Unlike the UK non-dom or the Portuguese non-habituale tax rules, Spain does not have a specific tax offereing...
The Spectrum IFA Group provides specialist independent financial advice to expatriates across Europe. Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.
We are here to help
In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.
At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued independent financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
