Le Tour de Finance has just finished another stage of it's annual tour with three well attended forums...
Latest Financial News for Expats in Europe
Spectrum client event, Sant Luis, Menorca
To celebrate our continued commitment to both new and long term clients, our Balearic team organised a...
Every year as part of our Corporate Responsibility The Spectrum IFA Group supports...
Investing in turbulent times – presentation, Costa del Sol
The Spectrum IFA Group and Tilney Investment Management co-sponsored an excellent presentation and lunch on 13th June...
UK expats cannot vote after 15 years abroad
This article was written in May 2015 by a lawyer friend of mine and is as relevant today. The...
Smoothing out the bumps of market volatility
In today’s environment of very low interest rates, is it wise to leave more than “your rainy day...
Why robots will never replace Investment Advice
Particularly when markets are/have done well like recently, Stock picking (A situation in which an analyst or investor...
A look at tax rates across Europe
In a recent article in the Guardian newspaper, Patrick Collinson examines how the average burden on British people...
Who would inherit your Assets if you die without a will?
You might be surprised to know that 59%, that’s over half of UK adults, have not written a...
The question of residency features highly in requests I receive from prospective new clients looking for advice generally....
Pension Presentation in Luxembourg
The Spectrum IFA group held a pension seminar at the NH Hotel in Luxembourg. The...
Reduce Your Inheritance Tax Bill Whilst Living in Spain
A Guide to the Residence Nil Rate Band Good news! From 6th April 2017 there is a new, bigger...
What can I do to minimise any potential impacts of a tough Brexit process?
This is a question many expatriates are mulling over, now positioning for the upcoming negotiations has started. First...
Speaking with my many clients one of the most talked about topics is “I wish I had done...
Compound interest – The Eighth Wonder of the World
Albert Einstein reportedly said it. “Compound interest is the eighth wonder of the world. He who understands it,...
We are here to help
In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.
At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued independent financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
The Spectrum IFA Group provides specialist independent financial advice to expatriates across Europe. Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.
