UK pensions and tax treatment in France
I have had several queries over the last few months about...
Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.
In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.
At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years.
Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.
Latest Financial News for Expats in Europe
Following the summer break, welcome to the latest edition of our newsletter “Spectrum in Occitanie, Finance in Focus”...
The TT – Top Tips Newsletter Hi everyone, I hope you are enjoying some well needed freedom and a...
Don´t panic Mr Mainwaring! We’re almost 2/3rds through 2021 and there seems to be a lot more optimism, in...
Could the oldest woman in the world have been a fraud? Not many people will recognise the name Jeanne...
Is communism the way forward? Whilst on holiday, peering out over turquoise bays, ones mind starts to wander and...
Hodling and the cryptocurrency revolution Are you hodling? No, that’s not a typo - it is millennial-speak for what...
The tax and legal systems in France
There are lots of reasons to love France … … but the legal and tax systems aren’t high on...
Top three financial tips for expats living in Spain
Hola This month we are covering the following Hot Topics: UK financial advisers are not...
Proudly sponsored by The Spectrum IFA Group I was proud to finally make my Racing debut this year, carrying...
Moving to Italy and the average cost of living
You have made your tax calculations for life in Italy, but have you included everything? In this video Gareth...
The Celtic Golf Society – Brittany
The Celtic Golf Society Domaine des Ormes, Brittany Friday 11 June Michael Doyle of The Spectrum IFA Group sponsored today’s event. The...
I hope you are enjoying the summer weather and the return to comparative normality - long may it...
Excuses that will not fly with the Agenzia delle Entrate You wouldn't believe it, but I started venturing...
French Tax declarations in June – Trusts & Wealth Tax
Oh what a month of May! So despite the old adage of being able to do as we...
BREXIT Proof your Investments
The UK formally left the EU on the 31st January 2020 and there followed a transition period which ended on the 31st December. There are now agreements in place governing various aspects of how the UK and the EU will interact in future. However, financial services were not included in the withdrawal agreement (the ‘trade deal’), so UK based financial advisers and institutions can no longer advise their EU resident clients without also having an appropriately authorised presence in the EU. This is not an issue for The Spectrum IFA Group, since we have always been fully regulated and authorised across the entire EU.
If you live in France, Spain or Luxembourg, did you know that you have access to secure, tax-efficient, locally authorised investment solutions backed by some of the UK’s largest and most well-known financial institutions.
These products, issued from the safety of Dublin, are both EU regulated and highly tax efficient. For example, one of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Another offers a Branch 23 product, which is similarly tax efficient in Belgium. Both companies offer tax efficient solutions for Spanish residents.
Even though the UK has left the EU, you can still invest with companies whose names you know and trust, in a tax efficient manner, in the country you now call home.
Download our FREE guides
