Life Assurance for Expats

Protecting your family’s financial security is vitally important, regardless of where you live. As an expatriate life assurance is even more important and you may need to build some additional flexibility into your plans.

With the minimum of fuss we can help you to provide security in the event of tragedy.

Whether you wish to insure a single life or joint policy, we can help you to find the right product to provide a lump sum payment that will meet you family’s needs.

Simple life cover is often inexpensive.  Your age, the number of years you want cover and the amount of cover all affects the premium.  However, as independent financial advisers we will review the market and recommend the most cost effective AND also the most suitable cover for you. Your adviser will continue to monitor your life assurance requirements as part of your regular review.  If your circumstances change, such as the arrival of another child, your adviser will help with improving your cover; the arrival of a windfall or inheritance would work the other way allowing you to reduce the amount of cover needed.

Life assurance is also a tool that may be used in inheritance tax planning across Europe, including France, Spain and the UK. We have advisers who understand inheritance tax planning and who can assist. If you wish to discuss your requirements for reducing the amount of inheritance tax to be paid by your family please contact us and add the subject Inheritance Tax

No-one wants to contemplate death or incapacity but making sure the people you care about are financially secure is a responsibility that we know you take seriously. For more information