Nick Lamba of The Spectrum IFA Group - a personal introduction
Background
Along with drawing on the resources of The Spectrum Group, one of Europe’s leading independent intermediaries, Nick Lamba brings 22 years of experience in financial services.
Nick has operated as a Independent Financial Adviser (IFA) for the past 11 years and he has been providing his clients with advice on their asset protection, asset building and ultimately, estate planning needs. The advice given uses both European and International product providers and the most secure, tax-friendly structures to meet his clients needs.
Nick firmly believes in assisting his clients, not only with their immediate needs and objectives but, with their long term goals and is keen to ensure he meets with them on a regular basis to review the plans they have in place and to make adjustments, as and when required, to meet their changing circumstances.
As an independent adviser, Nick provides you with the advantage of unbiased financial planning advice. In making recommendations he has access to a comprehensive range of the world’s most respected international banking, investment management and insurance institutions, bringing clients the competitive advantages and convenience of being able to access multiple managers and product providers through one source.
Fees
There are no consulting fees for providing you with advice or ongoing service. The Spectrum Group receives industry-standard arrangement fees directly from the financial institutions with whom we place our clients’ business - not directly from our clients. Furthermore, our ongoing remuneration is performance-related so we share in a long-term incentive for your financial success.
Clients
Clients have varied needs, but typically either have disposable income they wish to invest regularly towards their medium to long-term goals, or have accrued capital they would like to invest for growth. Clients are only introduced to Nick by personal introduction (referral by existing clients), or by means of professional introduction (financial institutions, employer Human Resources departments or by professional service
providers such as accountants, lawyers, trust managers or relocation specialists). Nick works with clients of all ages, wealth and financial experience and sophistication- including fellow investment professionals and financial academics. It is a well-established principle that people from all walks of life who plan for their goals are far more likely to reach them than those who don’t!
Qualifications and Professional Memberships
Nick's qualifications include The Chartered Insurance Institute’s Financial Planning Certificates (FPC 1, 2 & 3). Nick also has advanced qualifications in Retirement Planning, Trust and Estate Planning and Savings and Investment Strategies which has earnt him the Advanced Planning Certificate in the UK and he is a member of The Chartered Insurance Institute through these qualifications. Nick is also a Member of the Association of Accounting Technicians as he has passed their various entry examinations in Business Law, Economics and Statistics and Accountancy.
nick.lamba@spectrum-ifa.com
Tel: +33 (2) 33 50 51 91 Mob: +44 7760 183 050
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