Independent Financial Adviser
Name: John Hayward
Phone: +34 96 558 7633
Mobile: +34 618 204 731
E-mail: john.hayward@spectrum-ifa.com
Office address: Avenida Denia 3, 03790 Orba, Alicante, Spain
Expat since: 2004
Specialist areas: Pensions including QROPS transfers, investment and tax planning
Family: Wife – Sharyn, children – Charlie and Isabel, and a dog called Scooby.
Hobbies: All sports, including falconry, run quizzes, treasurer on local council

John began his career in the Financial Services sector in 1986, working as a “man from the Pru”. Following that, he worked as a Financial Adviser with Royal Life until 1994 when he joined Independent Financial Advisors MLP Ltd. It was here that he developed an understanding of the needs of individual clients, encompassing investment bonds, pensions, mortgages, life assurance and other protection products.