John Hayward of The Spectrum IFA Group - a personal introduction
Along with drawing on the resources of The Spectrum Group, one of Europe’s leading independent intermediaries, John Hayward brings 22 years of experience in financial services.
Since 1986 John has always been involved in financial services. After a career which started as a man from the Pru, he worked as an adviser with Royal Life until 1994. He then joined Independent Financial Advisors MLP Ltd. It was with them that he developed a greater understanding of the needs of individual clients. This encompassed investment bonds, pensions, mortgages, life assurance and other protection products.
As an independent adviser based in the northern Costa Blanca area since 2004, John provides you with the advantage of unbiased financial planning advice. In making recommendations he has access to a comprehensive range of the world’s most respected international banking, investment management and insurance institutions, bringing clients the competitive advantages and convenience of being able to access multiple managers and product providers through one source.
Fees
There are no consulting fees for providing you with advice or ongoing service. The Spectrum IFA Group receives industry-standard arrangement fees directly from the financial institutions with whom we place our clients’ business - not directly from our clients. Furthermore, our ongoing remuneration is performance-related so we share in a long-term incentive for your financial success.
Clients
Clients have varied needs, but typically either have disposable income they wish to invest regularly towards their medium to long-term goals, or have accrued capital they would like to invest for growth. Clients are only introduced to John by personal introduction (referral by existing clients), or by means of professional introduction (financial institutions, employer Human Resources departments or by professional service providers such as accountants, lawyers, trust managers or relocation specialists).
John works with clients of all ages, wealth and financial experience and sophistication including fellow investment professionals and financial academics. It is a well-established principle that people from all walks of life who plan for their goals are far more likely to reach them than those who don’t!
Professional Qualifications
John´s qualifications include the Financial Planning Certificate and G60 pension certificate from the Chartered Insurance Institute, the mortgage adviser qualification (CeMAP) from the Institute of Financial Services.
john.hayward@spectrum-ifa.com
Tel/Fax : (+34) 966 463 632
Mobile : (+34) 618 204 731
|
