Fraser Collins of The Spectrum IFA Group - a personal introduction
 Along with drawing on the resources of The Spectrum Group, one of Europe’s leading independent intermediaries, Fraser Collins brings 17 years of experience in financial services.
Since 1991 Fraser has always been involved in financial services. After a career which started as a Royal Navy Officer, he worked as an adviser with Equitable Life until 1995. He then joined United Friendly Financial Planning as a District Manager, transferring to Friends Provident as a Senior Sales Manager when United Friendly sold its Financial Planning arm. He was an independent financial adviser with Inter-Alliance plc and still advises on mortgages in the UK.
As an independent adviser living and working in the Moraira area, Fraser provides you with the advantage of unbiased financial planning advice. In making recommendations he has access to a comprehensive range of the world’s most respected international banking, investment management and insurance institutions, bringing clients the competitive advantages and convenience of being able to access multiple managers and product providers through one source.
Fees
There are no consulting fees for providing you with advice or ongoing service. The Spectrum Group receives industry-standard arrangement fees directly from the financial institutions with whom we place our clients’ business - not directly from our clients. Furthermore, our ongoing remuneration is performance-related so we share in a long-term incentive for your financial success.
Clients
Clients have varied needs, but typically either have disposable income they wish to invest regularly towards their medium to long-term goals, or have accrued capital they would like to invest for growth. Clients are only introduced to Fraser by personal introduction (referral by existing clients), or by means of professional introduction (financial institutions, employer Human Resources departments or by professional service providers such as accountants, lawyers, trust managers or relocation specialists).
Fraser works with clients of all ages, wealth and financial experience and sophistication- including fellow investment professionals and financial academics. It is a well-established principle that people from all walks of life who plan for their goals are far more likely to reach them than those who don’t!
Professional Qualifications
Fraser’s qualifications and certifications include the Financial Planning Certificate from the Chartered Insurance Institute and the mortgage adviser qualification (CeMAP) from the Institute of Financial Services.
fraser.collins@spectrum-ifa.com
Tel/Fax : (+34) 965 995 265
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